You are paying too much for credit card services for your business. Sayel Kayed is sure of iT.9/21/2023 Imagine being on top of the world, everything just going your way. Sayel Kayed was engaged, planning to be married and his business was thriving. As Sayel explained " we were killing it” He was young and happy and decided to go on a short Florida vacation. But while he was away everything changed. His sales reps all left. Another company had offered them slightly more money, and a lot of empty promises. They just up and quit. He was left with just a shell. So much for loyalty. For a while Sayel was not sure what he would do. Close shop, get a job? But no, he decided to start over. Sayel feels that under these circumstances, most people would have given up. He had no reps so he went out and started to sell. He was his own best salesperson. In time, the model for the company changed. A sell anything platform became a merchant services business. And it is doing very well. This story is a testament to his entrepreneurial spirit and his dogged determination. Sayel deals with the major credit card processing companies in the country. He can beat any rate that a business is paying and get them the best price. He can also eliminate the bill completely if the merchant is willing to charge the customer a small percentage for using their credit card. Sayel also works with all the major phone and internet companies in the country like Verizon, Optimum, Spectrum and Comcast. He can look at business's bill and get them the best and fastest internet speed at the best price from another provider. Sayel has been working from his home office since covid, and working with reps who live in other countries. He uses sub agents, too, who might have another job. But on the side, through their connections, they refer good business to him. He pays them a motivating commission on any sale, and this is ongoing for as long as the contract is in effect. He is currently working in New York, New Jersey, Connecticut and Missouri. Missouri seems like an outlier, but Sayel met an accountant there who has major business connections and it has been a fruitful relationship, Sayel wanted to share his good fortune with some close cousins and great friends.They tried it for a short while. The longest time one cousin lasted was five months. The others, not even that long. You are either a salesperson or you are not. It was not for them. Disappointing for Sayel. Years ago while searching for a job, Sayel came across a company looking for warehouse workers. It sounded good to him. He had done that work before, Upon arriving for his interview the man in charge asked him to step outside. He explained it was actually an interview for a commission based sales position. Had he put that in the ad, he would not have had many applicants. Few people like working a commission only position. They want a guaranteed salary, Sayel had done some sales before and was willing to try, They set him up for a test run and he was the number one salesperson that day, beating 88 people. Within a few months he had become a trainer. They were selling anything and everything with which they could make money. This was the beginning of what has become a career for him. Sayel is a born salesman, and also an extremely nice and hard working person. He has loads of enthusiasm for his work and it is fun to hear him talk about it. Sayel and his wife have a wonderful large family with four kids. The oldest is in college, the youngest in elementary school. He is an athlete and enjoys playing basketball and football. The music he loves most are Arabic songs, a tribute to his Palestinian heritage. Sayel Kaled Midnight Storm Productions Inc 8426 Liberty Avenue First Floor North Bergen, New Jersey, 07047 917 445 4281 [email protected]
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We all have dreams, goals, bucket lists, whatever you call them. Some are fortunate and through some means, connections, a twist of fate, and of course, perseverance, the dream becomes reality. Sara was one of the lucky ones. She owns property, but her dream was always to design and build a mixed-use apartment building. Through one of her colleagues she was introduced to Bill Barr of the Silex Financial Group, Commercial Mortgage Services. Bill is the consummate professional, and with his expertise in the financial lending world, was successful in refinancing one of her properties. This allowed her to put into motion the construction project of her dreams. Bill, a commercial mortgage specialist, plans to also obtain a mortgage that will enable her to complete the construction of her building. Bill had worked on Wall Street for over thirty years. As people started to vacate the office, when the pandemic hit, his whole life was turned upside down. He realized that working remotely was not for him. He went to an empty office, on an empty bus, walking the streets of a veritable ghost of a city. He had to leave. In His words “I just had it." Because he has family living in Hillsdale NJ, he thought that might be the answer for him, a complete change to help him fight the stress he was feeling. And that is where he wound up, a different location and then a different job. By chance, Bill, through a former colleague, found a position at Silex Financial Group, it was a good match for his talents, and he is really enjoying his work. It is so different from his time on Wall Street. Bill does a variety of commercial loans, construction, refinancing, purchase, even bridge loans. His favorites are construction loans for any type of commercial property. Bill is very personable and easy to talk to. He engages with his clients and these personal interactions are a favorite aspect of his business. Bill is the guy whom, you know, will get the job done, as witnessed by his repeat clients. Based on the past, interest rates today for real property seem high. but historically they are low. Bill believes that people will adjust to the new normal and start purchasing again. Active investors are still busy buying up everything. They fix properties up, rent them for a time and eventually sell for a profit. Bill services areas throughout the US, in 46 states, including, of course, New Jersey. The example above is for a town in Morris County. As it has been for many of us, the past four years have been traumatic. We have all had to find a different way to exist. Some of us grew in many ways. For others the pandemic was horribly destructive. Bill Barr went through a difficult transition, changing his life and career completely. A scary time for a man in his mid fifties. Through it all he kept his head up. His belief in himself as a sales person was strong, and he felt confident in his new, but carefully chosen job. Bill has two grown children and proudly, recently, became a grandfather. In his spare time Bill enjoys reading, listening to classic rock and doing photography. Bill Barr Mortgage Advisor Silex Financial Group, Inc 674 Lafayette Ave Hawthorne, NJ 07506 C 201 916 5762 O 973 423 0506 F 973 352 6054 Email [email protected] https://www.SilexFinancial.com |
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